Jubilee Insurance Car Accident Claim

[Massai]

Wadau,leo nimekuwa kwa accident. In attempt to avoid a head on collision with an oncoming nduthi guy i rammed my car onto a stationary packed truck. Sijaumia but gari imeisha front bumper na bonnet. The truck was also not damaged extensively since I hit it from the back. Needless to say the steering airbag deployed and the engine failed to start afterward. Wakubwa, Is this an automatic write off? And if it is, who has had prior past experience with Jubilee Insurance on settling such repair/write off claims,how long should i expect to wait to be compensated? What are the probability of them kuruka claim yangu? Asanteni sana.

NB: The car is comprehensively insured complete with excess protection.

Thanks in advance

 

[Okiya]

First of all, hata kama its write off, you wont be paid the full value

 

[Massai]

First of all, hata kama its write off, you wont be paid the full value

Ntalipwa kama ngapi on average mkubwa?

 

[Okiya]

Ntalipwa kama ngapi on average mkubwa?

To give you a rough estimate, premio yangu ya 2002 was written off. I used to insure for 800k but mafala paid me 650k last month

 

[Massai]

To give you a rough estimate, premio yangu ya 2002 was written off. I used to insure for 800k but mafala paid me 650k last month

Mine was insured for 1M.......so ningojee kitu 850K kama ni write off? Not bad, I can live with that.

 

[Massai]

To give you a rough estimate, premio yangu ya 2002 was written off. I used to insure for 800k but mafala paid me 650k last month

Ulikuwa under jubilee insurance?

 

[Okiya]

Mine was insured for 1M.......so ningojee kitu 850K kama ni write off? Not bad, I can live with that.

Do you normally pay premium based on their valuation or your own estimates?

 

[Okiya]

Ulikuwa under jubilee insurance?

Apana.

 

[Massai]

Do you normally pay premium based on their valuation or your own estimates?

On their valuation. It was valued at 1M by a valuer appointed by them through my agent around January hapo

 

[Okiya]

On their valuation. It was valued at 1M by a valuer appointed by them through my agent around January hapo

If that's the case u get the full amount. Mimi I used to tell them what I want it valued at

 

[Massai]

If that's the case u get the full amount. Mimi I used to tell them what I want it valued at

hahaha Oki......Mimi I followed the insuring process to the tee as it was my first car.

 

[Massai]

If that's the case u get the full amount. Mimi I used to tell them what I want it valued at

Did they apppoint an investigator when assesing the damage that the vehicle sustained?

 

[Okiya]

Did they apppoint an investigator when assesing the damage that the vehicle sustained?

Investigator lazima afanye investigations to establish if the accident was staged. Ensure when the car is being assessed ukuwe hapo. What I know is if the cost of repair is 60% of the sum assured, they prefer writing it off.

 

[Massai]

Investigator lazima afanye investigations to establish if the accident was staged. Ensure when the car is being assessed ukuwe hapo. What I know is if the cost of repair is 60% of the sum assured, they prefer writing it off.

So is the damage assessor the investigator ama?

 

[Massai]

What I know is if the cost of repair is 60% of the sum assured, they prefer writing it off.

OK, sioni hapa kama hio damage inaeza kuwa imepita 600K though one airbag deployed na coolant ilikuwa inamwagika?

 

[Mutwemumu]

Jubilee aren't that bad.I know of two guys who got compensated without much hustle

 

[Okiya]

So is the damage assessor the investigator ama?

Assessor is the first guy who receives the damaged car na evaluates extent of damage. Then when you write how the accident occurred there is an investigator who reviews to check kama unaandika ukweli.

 

[Anglututu]

If that's the case u get the full amount. Mimi I used to tell them what I want it valued at

Baba umeniangusha leo.

 

[Okiya]

Baba umeniangusha leo.

This is a car I had used for 10 years. Sikuwa na time ya kuipeleka valuation

 

[Massai]

Assessor is the first guy who receives the damaged car na evaluates extent of damage. Then when you write how the accident occurred there is an investigator who reviews to check kama unaandika ukweli.

OOh i see, thanks.I will be updating this thread ndio unishow vile kunaenda. Asante