Naona uko na long experience ya mtura (or generally street food). i do mtura but only the one done by wazees in ceremonies. Kama hujatumia choo ya kanjo (before they were privatised) against every sense in your body, bado hujaona mambo. Nijikute tena kwa hiyo mtura!
i have chased high returns with low risk and it ended up in premium tears. I HATE YOU AMANA CAP. Right now if i need to place funds in an MMF I will most definitely look at the stability of the offeror. Usually the more stable he is the less the return (think ICEA).