Shogun Toranaga
New Lister
Some of you have been struggling to know their CRB status. Don't be nervous; we have solutions to your problems.
You can easily check your CRB status using your smartphone.
A Credit Reference Bureau is an organisation that monitors the behavior of a lendee to enable lenders deal with non-performing loans and reduce the loan default risk.
There are several CRBs licensed by the Central Bank of Kenya to collect, manage and share financial information. They include:
1. Then fill an online credit request form that will enable you to get the certificate of clearance.
2. After this, the company will send a message to your email address showing the status.
3. You will get a certificate of clearance if you don't have a negative of listing on your credit report. On the other hand, you will be given the credit status certificate if you have a negative of listing on your report.
SMS
There is also another simple method, and the procedure is not complex.
Just dial *433# and enter your personal identification number, then send the message.
You will receive your CRB information via SMS.
The likelihood of getting listed by CRB is very high if you default on a loan.
In order to get yourself out of the list, you have to clear your outstanding loan (s).
If you are unable to clear it in one go, you can negotiate the terms of repayment with your lender.
You can easily check your CRB status using your smartphone.
A Credit Reference Bureau is an organisation that monitors the behavior of a lendee to enable lenders deal with non-performing loans and reduce the loan default risk.
There are several CRBs licensed by the Central Bank of Kenya to collect, manage and share financial information. They include:
- TransUnion (CRB Africa)
- Metropol Corporation
- CreditInfo
- SMS
- You first need to register by sending your full names to 21272. The SMS charges is sh. 19. To save on this money, download the TransUnion Nipashe app.
- You then enter your ID number
- Choose Credit Status
- You will receive your CRB status. If you receive good, it means you are not blacklisted while default means blacklisted.
- First pay a registration fee of sh.50 through the paybill number 220388 then enter your ID number as the account number.
- You will get a SMS with a unique pin, a reference number and a special link
- Dial *433# and put your PIN and you will receive your CRB status. You can also visit the metropol website, Login and view you status.
1. Then fill an online credit request form that will enable you to get the certificate of clearance.
2. After this, the company will send a message to your email address showing the status.
3. You will get a certificate of clearance if you don't have a negative of listing on your credit report. On the other hand, you will be given the credit status certificate if you have a negative of listing on your report.
SMS
There is also another simple method, and the procedure is not complex.
Just dial *433# and enter your personal identification number, then send the message.
You will receive your CRB information via SMS.
The likelihood of getting listed by CRB is very high if you default on a loan.
In order to get yourself out of the list, you have to clear your outstanding loan (s).
If you are unable to clear it in one go, you can negotiate the terms of repayment with your lender.